Balance overview
The Balance overview shows all accounts with their current balance, total assets and a chart with a forecast based on the configured budget.
What the screen shows
Section titled “What the screen shows”- Chart with total balance per day for the selected accounts. A dotted line shows the balance forecast based on the budget.
- Arrow navigation next to the date to view the balance of all accounts on a specific day.
- Account or profile filter at the top right to limit the overview to one account or a profile (collection of accounts).
- Click an account to edit its details in the account settings screen — see Account settings.
- Plus icon at the bottom right to create a new account.
Reference balance and balance calculation
Section titled “Reference balance and balance calculation”The reference balance is the last known balance of an account on the specified reference date. The balance before and after is calculated based on transactions. The reference balance only needs to be entered once per account.
Through an automatic PSD2 connection, and for bank formats that include the balance, the balance is updated automatically when transactions are imported.
Balance correction
Section titled “Balance correction”A balance correction creates a correction transaction to resolve a balance discrepancy, or to track the balance history of accounts for which no transaction export is available. See also Account settings for the other options per account.
Savings, investment and cash accounts
Section titled “Savings, investment and cash accounts”In addition to current accounts, Spendle also supports savings accounts, investment accounts, credit cards and cash accounts. Each account has its place in the Balance overview and is included in the total assets, depending on the configured account type on the balance sheet (asset or liability).