Running balance
The running balance shows the calculated balance immediately after each transaction. This makes it possible to see how the balance develops over time, when it was at its lowest or highest, and on which date a payment was processed.
How it is calculated
Section titled “How it is calculated”The running balance is calculated based on:
- Reference date and reference balance — a known balance on a specific date, configured per account.
- Transactions — all credits and debits are added to or subtracted from the reference point, forwards and backwards.
Beta feature — and why it stays beta
Section titled “Beta feature — and why it stays beta”The running balance is and remains a beta feature. It cannot always be displayed accurately per transaction, because the source data from banks is not uniform:
- Not all banks supply a timestamp with a transaction. If only the date is available, the order of transactions on the same day may differ from reality.
- Some transactions are processed with a delay. The calculated balance does not account for transactions still in transit.
- Reservations or holds that are not yet final are not included in the calculation.
The running balance is therefore an indication, not a replacement for the actual bank balance. Always consult the bank for the real balance.
Enabling
Section titled “Enabling”-
Go to hamburger menu > Settings and enable Calculate running balance (Beta). Or: in the Transactions tab, go to Actions > Column display and set the Running balance column to Show — the balance calculation is then activated automatically.
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Check the reference point. Open the account in the Balance tab and enter a correct Reference date and Reference balance, for example the balance on the last bank statement.
Display
Section titled “Display”The running balance is available in:
- The Transactions list as the Running balance column (via Column display).
- Transaction details — below the amount for each transaction.
- Transaction reports — as a column to be added via the column menu.
Recalculating the balance
Section titled “Recalculating the balance”After adjustments or reimporting transactions, the running balance can be manually recalculated via the action menu (three dots) in the transaction screen.